:root {
    --navy: #0d1f3c;
    --navy-mid: #162d52;
    --blue: #1a4a8a;
    --accent: #c8902a;
    --accent-light: #e8b052;
    --light: #f4f6f9;
    --white: #ffffff;
    --text: #2a2a2a;
    --text-muted: #6b7280;
    --border: #dde3ee;
    --danger-soft: #fff5f5;
    --danger: #c0392b;
    --success: #1a6b4a;
    --success-soft: #f0faf5;
    --green: #16a34a;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  body {
    font-family: 'Source Sans 3', sans-serif;
    color: var(--text); background: var(--white);
    font-size: 16px; line-height: 1.7;
  }

  /* TOPBAR */
  .topbar {
    background: var(--navy); color: #aab8cc;
    font-size: 13px; padding: 8px 0; text-align: center; letter-spacing: .02em;
  }
  .topbar span { margin: 0 16px; }
  .topbar a { color: var(--accent-light); text-decoration: none; }

  /* HEADER */
  header {
    background: var(--white); border-bottom: 1px solid var(--border);
    position: sticky; top: 0; z-index: 100;
    box-shadow: 0 2px 12px rgba(0,0,0,.07);
  }
  .header-inner {
    max-width: 1180px; margin: 0 auto;
    display: flex; align-items: center; justify-content: space-between;
    padding: 14px 24px;
  }
  .logo { text-decoration: none; display: flex; align-items: center; }
  .logo span { color: var(--accent); }
  nav a { font-size: 14px; font-weight: 500; color: var(--navy); text-decoration: none; margin-left: 28px; transition: color .2s; }
  nav a:hover { color: var(--accent); }
  .btn-nav { background: var(--accent); color: var(--white) !important; padding: 9px 20px; border-radius: 4px; font-size: 13px !important; font-weight: 600 !important; }

  /* HERO */
  .hero {
    background: linear-gradient(135deg, #0d2a4a 0%, #1a3d6e 55%, #1e5090 100%);
    color: var(--white); padding: 72px 24px 80px;
    position: relative; overflow: hidden;
  }
  .hero::before {
    content: ''; position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  }
  .hero-inner { max-width: 900px; margin: 0 auto; position: relative; z-index: 1; }
  .breadcrumb { font-size: 13px; color: #7a9bc5; margin-bottom: 20px; display: flex; align-items: center; gap: 6px; }
  .breadcrumb a { color: #7a9bc5; text-decoration: none; }
  .breadcrumb a:hover { color: var(--accent-light); }
  .breadcrumb span { color: #3a5f8a; }
  .hero-tag {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(200,144,42,.2); border: 1px solid rgba(200,144,42,.4);
    color: var(--accent-light); font-size: 12px; font-weight: 700;
    text-transform: uppercase; letter-spacing: .1em;
    padding: 6px 14px; border-radius: 20px; margin-bottom: 16px;
  }
  .hero h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(28px, 4vw, 44px); font-weight: 700;
    line-height: 1.2; margin-bottom: 20px; letter-spacing: -.01em;
  }
  .hero h1 em { color: var(--accent-light); font-style: normal; }
  .hero-intro { font-size: 17px; color: #b8cce4; line-height: 1.75; max-width: 720px; margin-bottom: 32px; }
  .hero-cta-row { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
  .btn-primary {
    background: var(--accent); color: var(--white); padding: 14px 32px;
    border-radius: 4px; font-size: 15px; font-weight: 600; text-decoration: none;
    display: inline-flex; align-items: center; gap: 8px; transition: background .2s;
  }
  .btn-primary:hover { background: var(--accent-light); }
  .hero-tel { color: #b8cce4; font-size: 14px; }
  .hero-tel strong { color: var(--white); font-size: 17px; }
  .trust-strip { margin-top: 48px; display: flex; gap: 20px; flex-wrap: wrap; }
  .trust-item {
    display: flex; align-items: center; gap: 10px;
    background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.1);
    padding: 10px 16px; border-radius: 4px; font-size: 13px; color: #c5d8ee;
  }

  /* SCENARIO PICKER */
  .scenario-section { background: var(--light); padding: 48px 24px; }
  .scenario-label { font-size: 11px; font-weight: 700; letter-spacing: .12em; color: var(--accent); text-transform: uppercase; text-align: center; margin-bottom: 12px; }
  .scenario-title { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--navy); text-align: center; margin-bottom: 32px; }
  .scenario-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 16px; max-width: 960px; margin: 0 auto; }
  .scenario-card {
    background: linear-gradient(180deg, #ffffff, #fbfcff);
    border: 1px solid rgba(13,31,60,.08);
    border-radius: 14px;
    padding: 20px 18px;
    text-align: center;
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
    display: flex; flex-direction: column; align-items: center; gap: 8px;
    justify-content: flex-start;
    min-height: 142px;
  }
  .scenario-card:hover {
    transform: translateY(-2px);
    border-color: rgba(200,144,42,.35);
    box-shadow: 0 10px 22px rgba(13,31,60,.07);
  }
  .scenario-icon {
    width: 100%;
    min-height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 4px;
    color: var(--accent);
    font-size: 30px;
    line-height: 1;
    letter-spacing: 0;
  }
  .scenario-card span {
    display: block;
    font-size: 14px;
    font-weight: 700;
    color: var(--navy);
    line-height: 1.4;
    letter-spacing: .01em;
    max-width: 140px;
    text-wrap: balance;
  }
  @media(max-width: 640px) {
    .scenario-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .scenario-card { min-height: 132px; padding: 18px 14px; }
    .scenario-icon { font-size: 26px; min-height: 40px; }
    .scenario-card span { font-size: 13px; max-width: 120px; }
  }
  .scenario-note { text-align: center; margin-top: 20px; font-size: 13px; color: var(--text-muted); }
  .scenario-note a { color: var(--accent); font-weight: 600; text-decoration: none; }

  /* SECTION BASE */
  section { padding: 72px 24px; }
  .container { max-width: 1100px; margin: 0 auto; }
  .container-narrow { max-width: 860px; margin: 0 auto; }
  .section-label { font-size: 11px; font-weight: 700; letter-spacing: .12em; color: var(--accent); text-transform: uppercase; margin-bottom: 10px; }
  h2 { font-family: 'Playfair Display', serif; font-size: clamp(24px, 3vw, 34px); font-weight: 700; color: var(--navy); margin-bottom: 16px; line-height: 1.3; }
  .section-lead { font-size: 17px; color: var(--text-muted); max-width: 720px; margin-bottom: 48px; line-height: 1.7; }

  /* COSA FARE SUBITO */
  .subito-section { background: var(--white); }
  .subito-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
  @media(max-width:768px){ .subito-grid { grid-template-columns: 1fr; } }
  .subito-steps { }
  .subito-step {
    display: flex; gap: 16px; padding: 16px 0;
    border-bottom: 1px solid var(--border);
  }
  .subito-step:last-child { border-bottom: none; }
  .subito-num {
    width: 32px; height: 32px; flex-shrink: 0;
    background: var(--navy); color: var(--white);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    font-size: 13px; font-weight: 700; margin-top: 2px;
  }
  .subito-step h4 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
  .subito-step p { font-size: 14px; color: var(--text-muted); line-height: 1.6; }
  .subito-step .tip {
    display: inline-flex; align-items: center; gap: 5px;
    font-size: 12px; font-weight: 600; color: var(--green);
    margin-top: 6px;
  }
  .subito-step .warn {
    display: inline-flex; align-items: center; gap: 5px;
    font-size: 12px; font-weight: 600; color: var(--danger);
    margin-top: 6px;
  }

  /* CAI BOX */
  .cai-box {
    background: var(--navy); border-radius: 8px; padding: 32px;
    color: var(--white); height: fit-content;
  }
  .cai-box h3 {
    font-family: 'Playfair Display', serif;
    font-size: 20px; color: var(--accent-light); margin-bottom: 6px;
  }
  .cai-box .cai-sub { font-size: 13px; color: #8aa5c4; margin-bottom: 24px; }
  .cai-item {
    display: flex; gap: 12px; margin-bottom: 16px; align-items: flex-start;
  }
  .cai-item:last-of-type { margin-bottom: 0; }
  .cai-dot {
    width: 8px; height: 8px; background: var(--accent); border-radius: 50%;
    flex-shrink: 0; margin-top: 7px;
  }
  .cai-item p { font-size: 14px; color: #b8cce4; line-height: 1.6; }
  .cai-item strong { color: var(--white); }
  .cai-divider { border: none; border-top: 1px solid rgba(255,255,255,.1); margin: 20px 0; }
  .cai-alert {
    background: rgba(192,57,43,.2); border: 1px solid rgba(192,57,43,.3);
    border-radius: 4px; padding: 14px 16px;
    font-size: 13px; color: #f0b8b8; line-height: 1.6; margin-top: 16px;
  }
  .cai-alert strong { color: #f8d7da; }

  /* PROCEDURA CARD/ORDINARIA */
  .procedura-section { background: var(--light); }
  .proc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
  @media(max-width:768px){ .proc-grid { grid-template-columns: 1fr; } }
  .proc-card {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 8px; padding: 32px 28px; position: relative; overflow: hidden;
  }
  .proc-card.featured { border-color: var(--accent); border-width: 2px; }
  .proc-badge {
    position: absolute; top: 0; right: 0;
    background: var(--accent); color: var(--white);
    font-size: 11px; font-weight: 700; text-transform: uppercase;
    letter-spacing: .08em; padding: 5px 14px;
    border-radius: 0 8px 0 8px;
  }
  .proc-icon { font-size: 36px; margin-bottom: 16px; }
  .proc-card h3 { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--navy); margin-bottom: 8px; }
  .proc-card .proc-sub { font-size: 14px; color: var(--text-muted); margin-bottom: 20px; line-height: 1.6; }
  .proc-list { list-style: none; }
  .proc-list li {
    display: flex; gap: 10px; padding: 10px 0;
    border-bottom: 1px solid var(--border);
    font-size: 14px; color: var(--text-muted); line-height: 1.6;
  }
  .proc-list li:last-child { border-bottom: none; }
  .proc-list li::before { content: '→'; color: var(--accent); font-weight: 700; flex-shrink: 0; }
  .proc-when {
    margin-top: 20px; background: var(--light);
    border-radius: 4px; padding: 12px 16px;
    font-size: 13px; color: var(--text-muted);
  }
  .proc-when strong { color: var(--navy); }
  .tempi-box {
    margin-top: 32px; background: var(--white);
    border: 1px solid var(--border); border-radius: 8px; padding: 28px 32px;
  }
  .tempi-box h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 20px; }
  .tempi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  @media(max-width:600px){ .tempi-grid { grid-template-columns: 1fr; } }
  .tempo-item { text-align: center; padding: 20px 16px; background: var(--light); border-radius: 6px; }
  .tempo-giorni { font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 700; color: var(--navy); }
  .tempo-giorni span { font-size: 16px; color: var(--text-muted); }
  .tempo-label { font-size: 13px; color: var(--text-muted); margin-top: 6px; line-height: 1.5; }
  .tempo-note { font-size: 12px; color: var(--accent); font-weight: 600; margin-top: 4px; }

  /* TIPOLOGIE DANNI */
  .tipologie-section { background: var(--white); }
  .tip-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; }
  .tip-card {
    border: 1px solid var(--border); border-radius: 8px;
    padding: 24px 20px; transition: box-shadow .2s;
  }
  .tip-card:hover { box-shadow: 0 6px 24px rgba(0,0,0,.08); }
  .tip-card .tip-icon { font-size: 28px; margin-bottom: 12px; }
  .tip-card h3 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
  .tip-card p { font-size: 14px; color: var(--text-muted); line-height: 1.65; }
  .tip-tag {
    display: inline-block; font-size: 11px; font-weight: 700;
    padding: 2px 10px; border-radius: 20px; margin-top: 10px;
    text-transform: uppercase; letter-spacing: .06em;
  }
  .tag-mat { background: #e8f0fb; color: var(--blue); }
  .tag-fis { background: var(--success-soft); color: var(--success); }
  .tag-mor { background: #fff3dc; color: #92510a; }
  .tip-alert {
    margin-top: 32px; background: var(--success-soft);
    border-left: 4px solid var(--success);
    padding: 18px 22px; border-radius: 0 4px 4px 0;
    font-size: 14px; color: #0d3d26;
  }
  .tip-alert strong { color: var(--success); }

  /* CTA INLINE */
  .inline-cta {
    margin-top: 32px; background: var(--light);
    border: 1px solid var(--border); border-left: 4px solid var(--accent);
    border-radius: 0 6px 6px 0; padding: 20px 28px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 24px; flex-wrap: wrap;
  }
  .inline-cta-text { display: flex; flex-direction: column; gap: 4px; }
  .inline-cta-text strong { font-size: 15px; color: var(--navy); }
  .inline-cta-text span { font-size: 13px; color: var(--text-muted); }
  .btn-inline-cta {
    background: var(--accent); color: var(--white);
    padding: 11px 24px; border-radius: 4px; font-size: 14px;
    font-weight: 600; text-decoration: none; white-space: nowrap;
    transition: background .2s; flex-shrink: 0;
  }
  .btn-inline-cta:hover { background: var(--accent-light); }

  /* MINI CTA BOX */
  .mini-cta-box {
    background: var(--navy); border-radius: 6px; padding: 24px 32px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 24px; flex-wrap: wrap; margin-top: 32px;
  }
  .mini-cta-left { display: flex; align-items: center; gap: 16px; }
  .mini-cta-icon { font-size: 28px; flex-shrink: 0; }
  .mini-cta-title { font-size: 16px; font-weight: 700; color: var(--white); margin-bottom: 4px; }
  .mini-cta-sub { font-size: 13px; color: #8aa5c4; }
  .mini-cta-actions { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
  .mini-cta-tel { font-size: 14px; font-weight: 600; color: var(--accent-light); text-decoration: none; white-space: nowrap; }
  .mini-cta-tel:hover { color: var(--white); }

  /* CALCOLO */
  .calcolo-section { background: var(--light); }
  .fattori-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; margin-bottom: 40px; }
  .fattore-card {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 8px; padding: 24px 20px;
  }
  .fattore-card .fatt-header {
    display: flex; align-items: center; gap: 12px; margin-bottom: 12px;
  }
  .fatt-icon {
    width: 40px; height: 40px; border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 18px; flex-shrink: 0;
  }
  .fatt-icon-blue { background: #e8f0fb; }
  .fatt-icon-gold { background: #fff3dc; }
  .fatt-icon-green { background: var(--success-soft); }
  .fatt-icon-red { background: var(--danger-soft); }
  .fattore-card h3 { font-size: 15px; font-weight: 700; color: var(--navy); }
  .fattore-card p { font-size: 14px; color: var(--text-muted); line-height: 1.65; }

  .franchigia-box {
    background: var(--white); border: 1px solid var(--border);
    border-top: 3px solid var(--danger); border-radius: 4px;
    padding: 28px 32px;
  }
  .franchigia-box h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 12px; }
  .franchigia-box p { font-size: 14px; color: var(--text-muted); line-height: 1.7; margin-bottom: 12px; }
  .franchigia-table { width: 100%; border-collapse: collapse; margin-top: 16px; }
  .franchigia-table th {
    background: var(--navy); color: var(--white);
    padding: 10px 16px; text-align: left; font-size: 13px;
  }
  .franchigia-table td { padding: 10px 16px; font-size: 13px; border-bottom: 1px solid var(--border); }
  .franchigia-table tr:last-child td { border-bottom: none; }
  .franchigia-table tr:nth-child(even) td { background: var(--light); }

  /* CASI PRATICI */
  .casi-section { background: var(--navy); color: var(--white); }
  .casi-section h2 { color: var(--white); }
  .casi-section .section-label { color: var(--accent-light); }
  .casi-section .section-lead { color: #8aa5c4; }
  .casi-tabs {
    display: flex; gap: 0; margin-bottom: 36px;
    border-bottom: 1px solid rgba(255,255,255,.1);
  }
  .casi-tab {
    padding: 10px 24px; font-size: 14px; font-weight: 600;
    color: #6a8aaa; cursor: pointer;
    border-bottom: 3px solid transparent; margin-bottom: -1px;
    transition: all .2s;
  }
  .casi-tab.active { color: var(--accent-light); border-bottom-color: var(--accent-light); }
  .casi-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; margin-bottom: 48px; }
  .caso-card {
    background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
    border-radius: 8px; padding: 28px 24px;
  }
  .caso-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--accent-light); margin-bottom: 12px; }
  .caso-card h3 { font-size: 15px; font-weight: 600; color: var(--white); margin-bottom: 10px; line-height: 1.5; }
  .caso-card p { font-size: 13px; color: #8aa5c4; line-height: 1.65; margin-bottom: 14px; }
  .caso-row { display: flex; justify-content: space-between; gap: 12px; }
  .caso-data { flex: 1; }
  .caso-data .caso-dl { font-size: 11px; color: #5a7a9a; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 2px; }
  .caso-data .caso-dv { font-size: 15px; font-weight: 700; }
  .caso-data .caso-dv.striked { text-decoration: line-through; color: #5a7a9a; font-size: 13px; }
  .caso-data .caso-dv.highlight { color: var(--accent-light); }
  .test-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
  .test-card {
    background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
    border-radius: 8px; padding: 28px 24px;
  }
  .test-stars { color: var(--accent-light); font-size: 16px; margin-bottom: 12px; }
  .test-text { font-size: 15px; color: #c5d8ee; line-height: 1.7; font-style: italic; margin-bottom: 20px; }
  .test-author { display: flex; align-items: center; gap: 12px; }
  .test-avatar {
    width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
    background: rgba(255,255,255,.1);
    display: flex; align-items: center; justify-content: center;
    font-size: 18px; color: var(--accent-light);
  }
  .test-name { font-size: 14px; font-weight: 700; color: var(--white); }
  .test-city { font-size: 12px; color: #6a8aaa; }
  .test-importo { font-size: 12px; color: var(--accent-light); font-weight: 600; margin-top: 2px; }

  .valutazione-box {
    background: rgba(200,144,42,.1); border: 1px solid rgba(200,144,42,.3);
    border-radius: 6px; padding: 36px 40px;
    display: flex; align-items: center; justify-content: space-between;
    gap: 32px; flex-wrap: wrap;
  }
  .valutazione-box h3 { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--white); margin-bottom: 8px; }
  .valutazione-box p { font-size: 15px; color: #8aa5c4; max-width: 460px; }
  .btn-outline {
    background: transparent; color: var(--accent-light); border: 2px solid var(--accent-light);
    padding: 13px 28px; border-radius: 4px; font-size: 15px; font-weight: 600;
    text-decoration: none; white-space: nowrap; transition: all .2s;
  }
  .btn-outline:hover { background: var(--accent); border-color: var(--accent); color: var(--white); }

  /* STRUMENTI */
  .strumenti-section { background: var(--white); }
  .strumenti-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 20px; }
  .strumento-card {
    background: var(--light); border: 1px solid var(--border); border-radius: 8px;
    padding: 28px 24px; display: flex; flex-direction: column; gap: 12px;
    transition: box-shadow .2s, transform .2s;
  }
  .strumento-card:hover { box-shadow: 0 6px 24px rgba(0,0,0,.08); transform: translateY(-2px); }
  .strumento-icon { font-size: 32px; }
  .strumento-card h3 { font-size: 15px; font-weight: 700; color: var(--navy); }
  .strumento-card p { font-size: 14px; color: var(--text-muted); line-height: 1.65; flex: 1; }
  .strumento-link { font-size: 13px; font-weight: 600; color: var(--accent); text-decoration: none; }
  .strumento-link:hover { color: var(--navy); }

  /* CTA FORTE */
  .cta-section {
    background: linear-gradient(135deg, #1a4a8a 0%, var(--navy) 100%);
    color: var(--white); text-align: center; padding: 80px 24px;
  }
  .cta-section h2 { color: var(--white); font-size: clamp(26px, 3.5vw, 38px); margin-bottom: 12px; }
  .cta-section p { color: #8aa5c4; font-size: 17px; max-width: 600px; margin: 0 auto 40px; }
  .cta-features { display: flex; justify-content: center; gap: 40px; flex-wrap: wrap; margin-bottom: 48px; }
  .cta-feature { display: flex; align-items: center; gap: 10px; font-size: 14px; color: #b8cce4; }
  .cta-form {
    background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
    border-radius: 6px; padding: 36px 40px; max-width: 560px; margin: 0 auto;
  }
  .form-title { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--white); margin-bottom: 24px; text-align: left; }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
  .form-row.single { grid-template-columns: 1fr; }
  input, textarea, select {
    width: 100%; background: rgba(255,255,255,.09); border: 1px solid rgba(255,255,255,.18);
    border-radius: 4px; padding: 12px 16px; color: var(--white);
    font-size: 14px; font-family: 'Source Sans 3', sans-serif; outline: none; transition: border .2s;
  }
  input::placeholder, textarea::placeholder { color: #6b8aaa; }
  select { color: #6b8aaa; }
  select option { color: var(--text); background: var(--white); }
  input:focus, textarea:focus, select:focus { border-color: var(--accent-light); }
  textarea { resize: vertical; min-height: 90px; }
  .btn-cta-submit {
    width: 100%; background: var(--accent); color: var(--white); border: none;
    padding: 16px; border-radius: 4px; font-size: 16px; font-weight: 700; cursor: pointer;
    font-family: 'Source Sans 3', sans-serif; transition: background .2s; margin-top: 6px;
  }
  .btn-cta-submit:hover { background: var(--accent-light); }
  .form-privacy { font-size: 12px; color: #5a7a9a; margin-top: 12px; }
  .cta-divider { margin: 32px 0 24px; display: flex; align-items: center; gap: 16px; color: #4a6a8a; font-size: 13px; }
  .cta-divider::before, .cta-divider::after { content: ''; flex: 1; height: 1px; background: rgba(255,255,255,.1); }
  .cta-tel-large { font-family: 'Playfair Display', serif; font-size: 30px; color: var(--white); text-decoration: none; display: block; margin-bottom: 6px; }
  .cta-tel-note { font-size: 13px; color: #6b8aaa; }

  /* FAQ */
  .faq-section { background: var(--light); }
  .faq-list { max-width: 780px; }
  .faq-item { border-bottom: 1px solid var(--border); }
  .faq-question {
    display: flex; align-items: center; justify-content: space-between;
    padding: 20px 0; cursor: pointer; font-size: 16px; font-weight: 600;
    color: var(--navy); gap: 16px; transition: color .2s;
  }
  .faq-question:hover { color: var(--blue); }
  .faq-arrow { color: var(--accent); font-size: 20px; flex-shrink: 0; transition: transform .2s; }
  .faq-question.open .faq-arrow { transform: rotate(45deg); }
  .faq-answer { font-size: 15px; color: var(--text-muted); line-height: 1.75; padding-bottom: 20px; display: none; }
  .faq-answer.open { display: block; }

  /* NORMATIVA */
  .normativa-section { background: var(--white); }
  .norm-timeline { position: relative; }
  .norm-timeline::before {
    content: ''; position: absolute; left: 16px; top: 0; bottom: 0;
    width: 2px; background: var(--border);
  }
  .norm-item { display: flex; gap: 28px; margin-bottom: 32px; position: relative; }
  .norm-dot {
    width: 34px; height: 34px; flex-shrink: 0; border-radius: 50%;
    background: var(--navy); color: var(--white);
    display: flex; align-items: center; justify-content: center;
    font-size: 12px; font-weight: 700; position: relative; z-index: 1;
  }
  .norm-dot.new { background: var(--accent); }
  .norm-body { padding-top: 4px; }
  .norm-anno { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--accent); margin-bottom: 4px; }
  .norm-body h3 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
  .norm-body p { font-size: 14px; color: var(--text-muted); line-height: 1.65; }
  .norm-new-badge {
    display: inline-block; font-size: 11px; font-weight: 700;
    background: var(--accent); color: var(--white);
    padding: 2px 10px; border-radius: 20px; margin-left: 8px;
    text-transform: uppercase; letter-spacing: .06em; vertical-align: middle;
  }

  /* APPROFONDIMENTI */
  .approfondimenti-section { background: var(--light); }
  .correlati-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 24px; }
  .correlato-card {
    background: var(--white); border: 1px solid var(--border); border-radius: 6px;
    overflow: hidden; text-decoration: none; transition: box-shadow .2s, transform .2s;
  }
  .correlato-card:hover { box-shadow: 0 8px 32px rgba(0,0,0,.1); transform: translateY(-3px); }
  .correlato-img { height: 130px; background: var(--navy-mid); display: flex; align-items: center; justify-content: center; font-size: 40px; }
  .correlato-body { padding: 20px; }
  .correlato-body h3 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
  .correlato-body p { font-size: 13px; color: var(--text-muted); line-height: 1.6; }
  .correlato-link { font-size: 13px; color: var(--accent); font-weight: 600; display: inline-block; margin-top: 10px; }

  /* FOOTER */
  footer { background: var(--navy); color: #7a9bc5; padding: 48px 24px 24px; }
  .footer-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
  .footer-logo { font-family: 'Playfair Display', serif; font-size: 20px; color: var(--white); font-weight: 700; margin-bottom: 12px; }
  .footer-logo span { color: var(--accent-light); }
  .footer-desc { font-size: 14px; line-height: 1.7; }
  .footer-col h4 { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; color: var(--white); margin-bottom: 14px; }
  .footer-col a { display: block; font-size: 14px; color: #7a9bc5; text-decoration: none; margin-bottom: 8px; transition: color .2s; }
  .footer-col a:hover { color: var(--accent-light); }
  .footer-bottom {
    max-width: 1100px; margin: 0 auto;
    border-top: 1px solid rgba(255,255,255,.08); padding-top: 20px;
    display: flex; justify-content: space-between; align-items: center;
    font-size: 13px; flex-wrap: wrap; gap: 10px;
  }

  @media(max-width:768px) {
    nav { display: none; }
    .footer-inner { grid-template-columns: 1fr 1fr; }
    .form-row { grid-template-columns: 1fr; }
    .casi-tabs { overflow-x: auto; }
  }